Mortgage calculator
Start with loan amount, APR, and term for principal and interest. On Premium, add home price, down payment, financed closing costs, then property tax, insurance, PMI, and HOA to see total housing next to P&I. The right column shows total interest; Premium adds amortization charts and extra principal paydown.
Loan
Monthly payment
- Total interest
- $0.00
Go deeper on this mortgage payment with Premium
Beyond a simple principal‑and‑interest payment, Premium uses home price, down payment, and financed closing costs; adds property taxes, homeowners insurance, PMI, and HOA; and shows principal & interest vs total monthly housing.
You also get principal vs interest charts and a yearly stacked view plus extra payment scenarios (“pay down faster”) on this calculator.
Free account
- Multi-account balances you control
- Budgets and scheduled bills
- Import CSV or enter transactions manually
Educational estimates only—not financial, investment, or tax advice. Results depend on your inputs and simplifying assumptions.