401(k) projection calculator
Set current balance, your monthly contribution, expected annual return, and time horizon. The panel shows a projected balance and growth vs contributions. On Premium, add employer match (monthly dollar estimate) and an annual percent increase to contributions for a stepped projection.
Savings
$
$
%
Nominal average return (not a guarantee).
Projected balance
$0.00
- Estimated growth vs contributions
- —
Go deeper on this 401(k) projection with Premium
Add an employer match (monthly dollar estimate after caps), and optionally raise contributions each year by a percentage so the projection reflects raises or auto‑escalate—not flat contributions forever.
Free account
- Multi-account balances you control
- Budgets and scheduled bills
- Import CSV or enter transactions manually
Educational estimates only—not financial, investment, or tax advice. Results depend on your inputs and simplifying assumptions.